How much Life and Critical illness Cover do you need?

The level of life cover needed for an expat is dependant on the individuals personal situation. However we think there are some basic rules of thumb to work with.

What would happen to your family should you not be there? Would they return to their home country where there family is or move somewhere else? How much will they need to get through this difficult time?

Ideal and Minimum levels

There certain requirements that the family will need need during this time

The minimum level is the absolute amount your family will need whilst the ideal level is what your family would want to have. The bit in between is the level for you.

Level of Cover Calculator - Fiancial Calculators
 
How much each year?
How many years?
Investment return
Inflation
Amount Needed
An income for your family
Minimum Cover
Ideal Cover
A home for your family
Minimum Cover
 
 
 
Ideal Cover
 
 
 
School Fees
Minimum Cover
Ideal Cover
University Fees
Minimum Cover
Ideal Cover
 
 
Minimum Life Cover
Ideal Life Cover
 
 
 
An income for your family
 
 
 
 
 
A home for your family
 
 
 
 
 
School Fees
 
 
 
 
 
University Fees
 
 
 
 
 
Total
 
 
 
 

Critical Illness Cover

Normally one years salary or two years salary.